GLIDER is Great American’s specialized Commercial General Liability insurance program, enhanced with environmental protection coverage. It’s designed for businesses with environmental exposures due to operations, processes, or products—offering robust protection for fixed-site facilities and contractors.
What is GLIDER Commercial General Liability Insurance and Environmental Protection?
GLIDER combines traditional Commercial General Liability (CGL) coverage with site-specific pollution legal liability, contractor’s pollution liability, and transported cargo pollution coverage. It’s a comprehensive solution for businesses needing both general liability and environmental risk protection.
Our Commercial General Liability and Environmental Protection Policy, provides site-specific pollution legal liability, hostile fire and building equipment pollution liability, products pollution and exposure liability, contractor’s pollution liability and transported cargo pollution coverage, in addition to ISO-based commercial general liability coverage. It also provides protection for fixed-site facilities, which, through its operations, process or products, present an environmental exposure.
Want to learn more?
For more information about GLIDER and how it can support your business, contact:
Facility types covered by Great American's Commercial General Liability Insurance and Environmental Protection
Chemical Products
Recycling Centers
Primary and Fabricated Metals
GLIDER is suitable for a broad range of manufacturing, distribution, and refuse system operations that require commercial general liability insurance with environmental protection. These include:
- Chemical and Allied Products
- Rubber and Miscellaneous Plastics
- Stone, Clay, Glass, and Concrete
- Primary and Fabricated Metals
- Industrial and Commercial Machinery
- Storage Tanks & Drums
- Foundries
- Refuse Systems and Recycling Centers
- Paints, Pigments, and Coatings
- Cleaning Agents, Soaps, Detergents, and Solvents
Why Choose Great American for Commercial General Liability Insurance and Environmental Protection?
- Exceptional service and expert underwriting
- Collaborative, solutions-oriented approach
- In-house claims team of licensed attorneys specializing in contractor’s pollution liability
- In-house Risk Engineering offering value-added services
- 24/7 Emergency Response Support
- AM Best Rating of A or better for over 115 years
- ISO-based General Liability Coverage
- Product Pollution and Recall Expense Coverage
- Worldwide* Products Liability
- NODS Coverage
- Coverage for new and historical pollution conditions—gradual, sudden, or accidental
- On-site and off-site pollution liability
- Cleanup costs triggered by insured discovery or third-party claims
- Bodily injury and property damage coverage from third-party claims
- Contractor’s pollution liability with occurrence-based and discovery triggers
- Transportation pollution coverage (inbound/outbound), with first-party enhancements
- Emergency response and public relations expense coverage
- Coverage for compensatory, punitive, multiplied, or exemplary damages, and civil fines and penalties (where insurable by law)
*Except where prohibited by US law.
- Non-auditable policy structure
- First-dollar deductible available for GL
- Blanket Waiver of Subrogation
- Legal expense coverage within the limit, with enhancements for defense outside the limit
- Broad definition of “Insured”
- “Bodily injury” includes building-related illness and environmental monitoring
- “Replacement costs” include green building materials
- “Pollutants” include mold, legionella, EMFs, and methamphetamines
- “Pollution condition” includes illicit abandonment at covered locations or during transit
- “Property damage” includes natural resource damages
- 90-day automatic and 3-year optional extended reporting period for claims-made coverage
- Cumis Counsel where entitled by law, with enhancements to delete choice of law, jurisdiction, and venue
- Standard Limits of Liability: $1M/$2M aggregate
- One-year policy term
- $15,000 minimum premium
- Coverage up to:
- $5M Each Occurrence (GL)
- $5M Each Loss (Pollution Legal Liability)
- $5M Products-Completed Operations Aggregate
- $5M General Aggregate
- $2M Personal & Advertising Injury
- $300K Damage to Premises Rented to You
- $25K Medical Expense
How to Apply for GLIDER Commercial General Liability Insurance and Environmental Protection
To apply for GLIDER’s Commercial General Liability insurance, please submit:
- Completed General Liability/Site Pollution Application
- Five years of loss runs