Commercial Automobile coverage protects your clients in the event that they become legally liable for bodily injury or property damage caused by the ownership, maintenance and use of company-owned vehicles. Additionally, Commercial Automobile coverage can include collision (striking of another object by a moving vehicle) and comprehensive (physical damage other than collision) coverage for the vehicles themselves.
The insuring agreements available for coverage as provided under Commercial Automobile coverage are:
Liability
Physical Damage
Comprehensive Coverage
Specified Causes of Loss Coverage
Collision Coverage
Towing
Glass Breakage
Medical Payments
Typically the Commercial Automobile Liability coverage limit is $1,000,000 per occurrence. Collision and comprehensive coverage deductibles range from $500 to $1,000.
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